Do you have any regrets?  A new survey has ranked the top 40 regrets. Here's the top 10 . . .

#1.) Smoking.

#2.) Not saving more money.

... #3.) Getting chubby.

#4.) Not doing better in school.

#5.) Falling out of touch with people.

#6.) Not concentrating hard enough in school.

#7.) Getting into debt.

#8.) Choosing the wrong career path.

#9.) Not quitting smoking at an earlier age.

#10.) Not being brave enough.--A few other interesting ones lower on the list are . . .

#13.) Not traveling more.

#17.) Losing your virginity to the wrong person.

#23.) Having unprotected sex.

#29.) Getting married.

#31.) Getting a tattoo.

#33.) Using a tanning bed.

#34.) Having an affair. (--Yes, affairs are slightly less regrettable than fake tanning.)

#40.) Doing drugs.